帮助小企业发挥巨大潜力.

We may be able to help your company with gap financing – see which loans you qualify for.

如何开始呢?

Run through our easy checklist or download an information flyer for more info.

1
请回复我们的现场研讨会或在线参加.
2
下载资料单张.
3
通过在线平台填写贷款申请.

小企业贷款

澳门新匍京官方app下载 administers these funds to encourage business development in the 亚特兰大市.

亚特兰大关怀循环贷款基金(ACRLF)

Provides financial support in response to economic disruptions by COVID-19

类型

Aimed to alleviate sudden and severe economic dislocation caused by the coronavirus (COVID-19) pandemic and provide permanent resources to support economic resiliency to further the long-term economic objectives of the region.

$10,000 to $100,000

结构

  • 直接贷款

条款

Not to exceed 7 years; with a 6-12-month deferment prior to first loan payment

利率

1% to 3%

需求

The ACRLF is created to provide a public benefit to small and medium-sized local businesses engaged in trade, 行业, and commerce to address the economic shock to the business ecosystem and disaster caused by COVID-19 in the 亚特兰大市.

符合条件的地区

全市

岗位/保留

During the COVID19 disaster and similar periods, ADA intends to help eligible businesses retain jobs.

申请费

放弃

SBA 504贷款计划

Financial and technical assistance of up to $5 million for small minority- and female-owned businesses relocating or expanding in the 亚特兰大市.

类型

Offers financial and technical assistance to small minority- and female-owned businesses relocating or expanding in the 亚特兰大市.

Up to $5 million for job creation; $5.5 million for public policy manufacturers; $4 million for NAICS Sector 31, 32 or 33 manufacturers.

结构

  • 私人融资- 50%
  • 小企业管理局贷款- 40%
  • 股权- 10%

条款

10年或20年

利率

基于10年期国债

需求

10%股权注入

符合条件的地区

全市

申请费

放弃

凤凰基金

为小企业提供1万至10万美元的可负担贷款.

类型

为中小型企业提供负担得起的贷款.

$10,000 - $100,000

结构

  • 私人融资——67%
  • 凤凰基金- 33%

条款

3至7年(房地产15年)

利率

质数的二分之一加2%(最少4%)

符合条件的地区

全市

岗位/保留

每3.5万美元的贷款创造或保留1个工作岗位

申请费

放弃

机会贷款基金

通过10万美元的缺口资金支持创造就业机会.

类型

Supports job creation by providing gap funding to small and medium-sized businesses creating new quality jobs.

$100,000

结构

  • 私人融资- 50%
  • 机会贷款基金- 50%

条款

3至7年(房地产15年)

利率

质数的二分之一加2%(最少4%)

需求

20%股权注入

符合条件的地区

全市范围内,优先区域内的企业也要特别考虑.

岗位/保留

至少5个提供医疗保险的高质量工作

申请费

放弃

赋权区计划

在授权区域内刺激增长 with funding from $25-50K.

类型

在授权区域内刺激增长.

$25,000 - $50,000

结构

  • 直接贷款

条款

库存最长可达5年 & 营运资金,7年固定资产,10年租赁改善 & 15年的房产购置.

利率

从0到' +2

需求

10%股权注入

符合条件的地区

授权区域

申请费

放弃

亚特兰大催化剂基金

Aimed at supporting job creation in distressed neighborhoods with funding from $50-100K.

类型

Seeks to spur job creation and economic development by providing small business lending in distressed neighborhoods in the 亚特兰大市.

$50,000 - $100,000

结构

  • 直接贷款

条款

3至7年

利率

基于现金流量的评价

需求

20%股权注入

符合条件的地区

有针对性的区域

申请费

放弃

经营改善贷款基金

直接贷款 of up to $100K to businesses located within business improvement districts.

类型

Encourages the revitalization of targeted business districts and supports development in other eligible areas.

直接贷款:最高10万美元
贷款对象:不超过融资总额的10%

结构

  • 直接贷款

条款

3至7年

利率

基于现金流量表的评价.

需求

20%股权注入

符合条件的地区

商业改善区

申请费

放弃

亚特兰大街头小贩贷款基金

Provides support for permitted street vendors in the 亚特兰大市 to purchase of vending carts that are compliant with the vending ordinance.

类型

Assists permitted street vendor in the 亚特兰大市 by providing support for the purchase of vending carts that are compliant with the vending ordinance.

最高3,000美元.

结构

  • 直接贷款

条款

不超过2年

利率

0%

需求

匹配比例至少为1:1

符合条件的地区

全市

申请费

放弃

亚特兰大远期贷款基金

Provides financial assistance to small businesses and start-up companies located within accelerators, 亚特兰大的孵化器和联合办公空间.

$5,000 to $20,000

结构

  • 直接贷款

条款

3年,首期付款延期6个月.

利率

2%的固定

需求

必须在亚特兰大市设立营业地点吗.

符合条件的地区

全市

申请费

放弃

社区贷款基金

为现有公司改善商业物业提供资金, 采购设备, 家具及固定装置, 以及偿还高息商业债务.

类型

为改善商业地产的现有公司提供资金, 采购设备, 家具及固定装置, 以及偿还高息商业债务.

$10,000 - $50,000; up to $30,000 can be used for working capital.

条款

直接贷款

3到7年不等

利率

3%的固定

需求

必须是应届毕业生或正在参加技术援助计划.

符合条件的地区

全市

申请费

放弃

棕地循环贷款基金

Cleanup financing for eligible redevelopment products within the city limits.

The 亚特兰大市 - 澳门新匍京官方app下载 棕地循环贷款基金 (BRLF) Program provides financing for eligible brownfields clean-up projects within the Atlanta city limits. Brownfields Revolving Loan Fund (BCRLF) loans are available to qualified, 合适的市场准备的网站,以适当的开发商和买家. The loans provided by the BRLF fund the remediation required for site cleanup, 从而使重建项目得以推进.

有关完整节目资料,请浏览: 棕地循环贷款基金

条款

贷款条件将根据借款人的需要而定, 还款能力和借款人融资的金额. Repayment terms will be customized depending on the projects cash flow needs. Interest only payments may be made available for the first year; however, 所有贷款将按日利率全部摊销. 在制定锻炼计划时,延期付款可能是一个选择. Generally, terms will be kept as short as practical in order to recycle funds. 所有条件, 包括贷款期限, 将以本票证明吗, 安全文件, 以及其他结案文件, 必要时, 在交易结束时签署. 

利率

Interest rates will be established to meet the needs of borrowers while yielding income to support the administrative expenses of 亚特兰大市 BRLF. 利率, 一般来说, 会小于或等于优惠利率吗, 但不低于零. It is anticipated that loan rates will be between zero percent (0%) and the current market rate plus one hundred basis points. The prime rate shall be the prime rate quoted in the Wall Street Journal or the maximum interest rate allowed under State law. 利率将根据贷款期限而定.

符合条件的地区

The 棕地循环贷款基金 is available in Targeted Communities within the 亚特兰大市. The 亚特兰大市 and 澳门新匍京官方app下载 will focus its marketing activities on the Targeted Communities listed below in order to have a positive impact on these areas. 进一步, 澳门新匍京官方app下载, where possible will coordinate with the 凤凰基金 and 经营改善贷款基金s to maximize financial impact when projects become eligible for multiple lender options.

  • 亚特兰大环线铁路 
  • 定向重建走廊
    • 唐纳德·李·霍洛威尔公园路
    • 辛普森的道路
    • 琼斯博罗路
    • Campbellton路
    • 球场的社区
    • 纪念开车
  • 普罗科特河流域
  • 亚特兰大基础公司(npu D和G)
  • 亚特兰大地区规划计划
  • Opportunity Zones - Downtown, Auburn Avenue, Lakewood Park, Metropolitan Village Dist.克利夫兰大道. Gateway和Southside工业园区.

申请费

放弃

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